I'm a 68-year-old widow. My two adult children keep asking me for money. Are they taking advantage of me?
"I also have $310,000 in an IRA and $46,000 in savings. My house is paid off."
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Latest on IRAs
Newest firstMarkets
I made $500,000 from a stock sale in my IRA. Could this change my retirement?
Diversification and tax planning go hand-in-hand.
I'm 71 and still working. I earn $108,000 a year. Am I doing the right thing?
"I have $152,000 in my IRA and Roth accounts."
Consumer
'It doesn't seem fair': I'm retired and have plenty of money. Why can't I qualify for a retail credit card?
"I draw from my IRA as needed for household repairs, trips and other larger expenses."
Markets
Spend the IRA First and Delay Social Security, or the Reverse? The Wrong Order Costs Six Figures and These 4 ETFs Fund the Wait
The sequence in which you tap your IRA versus your Social Security benefit can silently reshape your entire retirement, and most people guess wrong. Four ETFs…
'I'm the executor': My two siblings and I inherited an IRA. Can we just cash it out?
"Am I required to create three new inherited IRAs so that the firm can divide it equally?"
Finance
Average 401(k), IRA balances hit record highs - but more workers are raiding their accounts, Fidelity says
Retirement account balances rose in the second quarter amid market gains, according to Fidelity. At the same time, more savers tapped their accounts for cash.
'I feel shoehorned': My father funded my $800,000 Roth IRA. Does that give him the right to say how I invest it?
"His argument is essentially that, since my parents provided the money for the Roth, they have a say in how I invest it."
Housing
We have $8 million in traditional IRAs. Should we tap them to buy a house - and take the tax hit?
"We would rather pay taxes upfront than pay mortgage interest."
Energy
The case for having Big Oil in your 401(k) or IRA
Energy exposure may help you sleep better at night.
Macro
These 13 states don't tax Social Security, 401(k) accounts, IRAs or pensions
Would you move to avoid paying taxes on your retirement nest egg? Find out which states don't tax Social Security, 401(k) accounts and more.
Finance
I'm a 35-year-old American living in Japan. How can I build long-term wealth without a 401(k) or Roth IRA?
"Some financial institutions limit services for customers with foreign addresses."
IRAs hold trillions more than 401(k) plans - yet people hardly save in them
Investors are increasingly rolling money from 401(k) plans to IRAs. Some observers fear they're exposed to poor investment advice.
Consumer
'I'll probably be working until I die': I'm 60, work as a restaurant server and have $2,000 in an IRA. Who can help me?
"Last year, I had to buy a used car because my previous one died. I also have $4,400 in credit-card debt."
I inherited a $500,000 IRA. Can I reduce the tax burden by using it for my children's education?
"I would like to use my share to help fund college for my three children."
Commodities
The economic rollercoaster: Why a gold IRA is your best hedge against inflation
Protect your savings from inflation with gold IRAs, diversify your portfolio and learn how to get started.
I have enough money for both of us. Should we make our kids beneficiaries on my husband's modest $150,000 IRA?
"I have enough retirement income and Social Security to see me through my lifetime."
Commodities
Gold IRA rules and taxes: What to know before you sign anything
Gold IRAs are governed by the same tax rules that control regular IRAs.
Commodities
The golden handcuffs: Why liquidating a gold IRA is harder than buying in
Learn how liquidating your gold IRA can cost more than you think.
Geopolitics
New IRA bombing fuels fears of global militant network tied to Iran, Hezbollah
The New IRA reportedly claimed a car bomb attack on a Belfast police station, threatening further strikes amid alleged Iran and Hezbollah connections.
'I hope to retire early': I'm 56 and have 80% in a traditional IRA and 20% in a Roth. Am I in trouble?
"We have $3.5 million in savings - $2.5 million of which are in retirement accounts."
Autos
New IRA suspected over car explosion outside Belfast police station
Police say incident in Dunmurry in which no one was hurt shows 'murderous intent still exists' in paramilitaries"Murderous intent and capability" still exists…
I will retire in my early 50s. I have $3.2 million - only $200,000 is in a traditional IRA. Have I beaten the IRS?
"Approximately $506,000 is in a Roth IRA."
Gen Z supersavers help propel IRA contributions to record highs
There is still time to make IRA contributions for 2025. The deadline is April 15.
You have until April 15 to get this $8,000 Roth IRA freebie - no matter what your income
All U.S. taxpayers have until tax day - Wednesday, April 15 - to take advantage of the Roth IRA tax break for 2025, even if they think they earn too much.
We're in our 70s with no heirs. I like donating $30,000 from our $700,000 IRA to charity - my husband disagrees. Who's right?
"Our income - Social Security, his VA disability and three pensions - covers all expenses."
'I feel overwhelmed': I'm 56 and have a $60,000 SEP IRA. Is it too late for me?
"My husband has a pension, but I worry that if he passes before me, I could be left with nothing."
You could be killing your retirement by neglecting your IRA
Without auto-investment options, savers can get overwhelmed and become paralyzed.
Commodities
Gold IRA storage explained: What you're paying for and what to verify
Here's where your metals *actually* have to go.
Commodities
How to choose a Gold IRA company without getting played
Protect your nest egg, because the hawks are hungry.
